@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
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.5px),#a9c1b436 50%,transparent calc(50% + .5px)),linear-gradient(transparent calc(50% - .5px),#a9c1b436 50%,transparent calc(50% + .5px))}.diagram-core{position:absolute;left:50%;top:47%;transform:translate(-50%,-50%);text-align:center;color:var(--gold);font-size:1.8rem;letter-spacing:.15em;font-weight:700;line-height:1.2}.diagram-core span{font-size:.72rem;font-weight:400;letter-spacing:.1em;color:#bdd2c5}.diagram-tag{position:absolute;background:var(--deep);padding:.3rem .5rem;color:#d8e7da;font-size:.58rem;letter-spacing:.08em;border:1px solid #708f7d}.t1{top:12%;left:31%}.t2{right:2%;top:44%}.t3{bottom:17%;left:32%}.t4{left:2%;top:44%}.diagram-caption{position:absolute;bottom:2%;left:6%;font-size:.65rem;color:#a5c0af}.intro-strip{padding:2rem 6vw;background:#e9eee4;display:grid;grid-template-columns:1fr 2fr;gap:3rem;align-items:center}.intro-strip>span{font-size:.7rem;font-weight:800;letter-spacing:.14em;color:#456253}.intro-strip p{margin:0;font-size:1.18rem;max-width:750px}.home-section{padding:5rem 6vw;max-width:1450px;margin:auto}.home-section h2,.industry-band h2,.closing h2{font-size:clamp(2.2rem,3.7vw,3.6rem);line-height:1.13;margin:0 0 2.5rem;letter-spacing:-.05em}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}.feature{display:block;border-top:2px solid #244a3b;padding:1.5rem .5rem;text-decoration:none;color:inherit}.feature:hover{color:inherit;background:#eaf0e580}.feature .number{font-size:.8rem;color:#5c7568}.feature h3{margin:1.5rem 0 1rem;font-size:1.45rem}.feature p{font-size:.95rem;line-height:1.8}.text-link{color:#19665d;font-size:.83rem;font-weight:700}.industry-band{display:grid;grid-template-columns:1fr 1fr;gap:6vw;padding:4.5rem 6vw;background:#dfe9dc}.industry-band p{max-width:620px}.industry-list{align-self:center}.industry-list span{display:block;padding:1.3rem 0;border-bottom:1px solid #789480;font-size:1.2rem;color:var(--ink)}.link-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 3rem}.link-grid a{padding:1.8rem 0;text-decoration:none;border-top:1px solid var(--line);color:var(--ink)}.link-grid strong{display:block;font-size:1.2rem}.link-grid span{font-size:.88rem;color:var(--muted)}.closing{padding:4rem 6vw;background:var(--gold)}.closing .eyebrow{color:#475c42}.closing p:last-child{max-width:650px;font-size:.76rem;margin-top:1.6rem}.calculator{background:#e7eee2;border:1px solid #bbcebb;border-radius:12px;padding:1.5rem;margin:1.8rem 0}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:1.2rem}.calc-fields label{font-weight:600;font-size:.85rem}.calc-fields input{display:block;width:100%;background:#fff;border:1px solid #a1b6a5;border-radius:5px;padding:.65rem;margin-top:.35rem;color:var(--deep);font:inherit}.calculator output{display:block;margin-top:1.2rem;font-weight:700;color:var(--ink);font-size:1.05rem}.page-layout-full .content{padding:0}.page-layout-full main{padding-bottom:0}.page-layout-full #title-block-header{display:none}.page-layout-full .quarto-title-block{display:none}
@media(max-width:1000px){.hero{padding:3.5rem 5vw;gap:2rem}.hero h1{font-size:3.5rem}.blueprint{min-height:360px}.o1{width:230px;height:230px}.o2{width:160px;height:160px}.diagram-tag{font-size:.5rem}.industry-band{gap:3rem}}
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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}*,*:before,*:after{transition:none!important}}
@media print{.navbar,#TOC,.nav-footer,.quarto-search,.actions,.button{display:none!important}body{background:white;color:black;font-size:11pt}.hero,.industry-band,.closing{background:white;color:black;padding:1rem}.hero h1{color:black}.blueprint{display:none}.hero{display:block}.feature-grid{display:block}a{color:black}.calculator{break-inside:avoid}h2{break-after:avoid}table{font-size:9pt}}
body:has(.hero) #quarto-content{display:block!important;padding:0!important}body:has(.hero) main.content{width:100%;max-width:none;margin:0;padding:0}body:has(.hero) #title-block-header{display:none}.quarto-title-block .description{display:none}

.factor-tag{font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;font-weight:700;color:#39654e}.factor-formula{background:#fff;border-left:3px solid #a98035;padding:1rem;font-family:Georgia,serif;font-size:1.14rem;overflow-x:auto}.factor-reset{border:1px solid #6a806d;border-radius:5px;background:transparent;color:#244a3b;padding:.65rem 1rem;margin:.6rem 0 .6rem .5rem}.factor-working,.factor-note{font-size:.85rem}.factor-calculator summary{cursor:pointer;color:#244a3b;font-weight:600}.factor-schedule{max-height:330px;overflow:auto;margin:1rem 0}.factor-schedule table{width:100%;font-size:.8rem}.factor-schedule caption{caption-side:top;font-size:.8rem}.factor-calculator output:empty{display:none}

.cashflow-figure{margin:1.5rem 0}.cashflow-scroll{overflow-x:auto;border:1px solid #ccdbce;border-radius:14px;background:#f4f7f1}.cashflow-figure img{display:block;width:100%;min-width:560px;height:auto}.cashflow-figure figcaption{font-size:.8rem;color:#52665f;margin:.6rem .2rem}@media print{.cashflow-figure{break-inside:avoid}.cashflow-figure img{min-width:0}}